ExpoCredit LLC is committed to protecting your privacy and developing technology that gives you the most powerful and safe online experience. This Statement of Privacy applies to the ExpoCredit website located at http://www.expocredit.com and to our MyExpo online portal (https://my.expocredit.com) and governs data collection and usage. By using this website, you consent to the data practices described in this statement.
We collect NPI about you that is either provided to us by you or obtained by us with your authorization. This can include but is not limited to your Social Security Number, Date of Birth, Banking Information and Financial Account Numbers and/or Balances, Sources of Income, Credit Card Numbers or other Information. When you are no longer our customer, we may continue to share your information only as described in this notice.
ExpoCredit may need to share NPI to run its everyday business. In the section below, we list the typical reasons that we may share your personal information:
• For everyday business purposes – such as to process your transactions, maintain your
account(s), or respond to court orders and legal investigations, work with technology providers,
compliance consultants, and counsel, or report to credit bureaus;
• For our marketing – to offer our products and services to you;
• For joint marketing with other financial companies;
• For our affiliates’ everyday business purposes – information about your transactions and experiences; or
If you are a new customer we may begin sharing your information on the day you sign our agreement. When you are no longer our customer, we may continue to share your information as described in this notice. However, you can contact us at any time to limit our sharing. However, please note we do not use NPI to give to third parties so they may market to you.
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law, including computer safeguards and secured files and building.
Federal law allows you the right to limit the sharing of your NPI by “opting-out” of the following: (i) sharing for affiliates’ everyday business purposes — information about your creditworthiness; and (ii) sharing with affiliates who use your information to market to you. State laws and individual companies may give you additional rights to limit sharing. Please notify us immediately at our address or telephone number if you choose to opt out of these types of sharing.
DEFINITIONS: Affiliates – companies related by common ownership or control. They can be financial and nonfinancial companies; Joint marketing – a formal agreement between non-affiliated financial companies that together market financial products or services to you.