Accounts Receivable Financing: 3 common types

analyzing invoices

Accounts receivable financing is a short-term funding method available to businesses for their receivables. It is an excellent alternative when a timing conflict occurs between the cash inflows and outflows of the business. Regardless of the various forms that account receivable financing can be structured, its main types are: Invoice Factoring Invoice factoring allows businesses […]

How to choose between Factoring and Bank Loans?

choosing between factoring and bank loans

Factoring or accounts receivable financing  is a funding alternative that provides businesses with immediate access to cash by selling their invoices to a third party. A bank loan, in addition to providing liquidity, is also a financial vehicle that contributes to business growth. When in need of working capital, businesses will likely turn to accounts […]

Factoring: A Smart Strategy to Weather Inflation

Inflation is one of the most abrasive issues facing economists and companies, increasing the risk of a global economic recession. Following the latest United nation’s World Economic Situation and Prospects report, worldwide inflation projects an annual rate increase of 6.7% in 2022. Its fastest pace in approximately 40 years. Debtors are experiencing prices rising considerably for […]

4 Myths of Factoring Debunked

financing for companies

Accounts Receivable (A/R) Financing, or factoring, used in conjunction with long term debt management and equity financing can help growing businesses free up capital to acquire new businesses or expand existing business lines. While A/R Financing has been around for millennia and it’s a viable source of funding, many myths exist regarding factoring and it’s […]

How Invoice Factoring Can Grow Your Business.

financing for companies

Five advantages of invoice factoring: Cash flow is the lifeblood of any business. However, small startup businesses normally find themselves in a dilemma when they are about to get in a business contract only to find out it will take over 2 months to get paid. You have probably found yourself in such a situation, […]

7 Tips to Wrap Up Your Business at Year-End

financing for companies

1. Complete End-Of-The-Year Reviews The end of the year is a great time to review how well your team worked together. But, how can you see that? Cue performance review time. Year-end is one of the best times of the year to hold performance reviews. You can discuss employees’ accomplishments from the year, as well […]

Faster Payments Retain Employees

financing for companies

New developments could speed up instant payments in the U.S. Last week, the Federal Reserve announced it would give some competition to The Clearing House’s Real Time Payments (RTP) with its real-time payments service, FedNow. This is a significant advance, considering it will be the biggest infrastructure upgrade since the ACH system went online in 1972. […]

Top 5 Budgeting Apps in 2019

financing for companies

Multiple apps will keep your wallet happy. With that in mind, we’ve compiled the top five apps for budgeting: Mint Best for Personal finance newbies Perhaps the most well known, Mint allows users to create budgets, track bills and receive a free credit score. But it’s the budgeting feature where Mint shines the most. It asks you to […]

3 Ways for Seasonal Businesses to Maintain Positive Cash Flow

financing for companies

3 Ways for Seasonal Businesses to Maintain Positive Cash Flow   If you run a seasonal business, you are probably very familiar with the difficulties of maintaining positive cash flow during the off-season.  Perhaps you are a retailer who struggles to generate business during your slow times or maybe you provide products and services that […]

7 Steps for Invoicing Success

financing for companies

7 Steps for Invoicing Success   Cash flow is one of the most important elements of a successful small business.  When you don’t have enough cash, you can’t run your business smoothly. Cash flow problems can often stem from invoicing mishaps, which are common in any business, but especially small ones.  Here are some suggestions […]